/* Kreditrechner · Entwurf v03 — ruhiges Off-White, schwarze Akzente, Limette nur für Status und Fokus */

:root{
  --lime:#E6F98A; --lime-deep:#D4EE5C; --ink:#111111; --paper:#F1F1EE;
  --bg:#F1F1EE; --side:#F1F1EE; --card:#FFFFFF; --text:#111111; --muted:#5D5D57; --faint:#6B6B64;
  --line:rgba(17,17,17,.085); --line-2:rgba(17,17,17,.16); --field:#F3F3F0; --field-2:#E9E9E5;
  --accent:#111111; --on-accent:#FFFFFF; --accent-soft:rgba(17,17,17,.06);
  --good:#4A6508; --good-soft:#EFF9C6; --warn:#934700; --warn-soft:#FBE6CF;
  --bad:#B3261E; --bad-soft:#F8D9D6;
  --focus:#111111;
  --shadow:0 1px 2px rgba(17,17,17,.04), 0 12px 32px -18px rgba(17,17,17,.16);
  --shadow-lift:0 1px 2px rgba(17,17,17,.05), 0 6px 18px -8px rgba(17,17,17,.14);
  --r:4px; --r-in:3px; --r-fld:2px; --r-sm:3px;
  --font:"Manrope",-apple-system,BlinkMacSystemFont,"Helvetica Neue",Arial,system-ui,sans-serif;
  --display:"Outfit","Manrope",-apple-system,BlinkMacSystemFont,"Helvetica Neue",Arial,sans-serif;
  --ease:cubic-bezier(.22,1,.36,1);
  --chev:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='12' height='8' viewBox='0 0 12 8'%3E%3Cpath d='M1 1.5l5 5 5-5' fill='none' stroke='%235D5D57' stroke-width='1.6' stroke-linecap='round' stroke-linejoin='round'/%3E%3C/svg%3E");
}
@media (prefers-color-scheme:dark){:root{
  --bg:#0E0E0D; --side:#0E0E0D; --card:#191917; --text:#F1F1EE; --muted:#A6A69E; --faint:#8C8C84;
  --line:rgba(241,241,238,.09); --line-2:rgba(241,241,238,.18); --field:#242421; --field-2:#2E2E2A;
  --accent:#E6F98A; --on-accent:#111111; --accent-soft:rgba(230,249,138,.12);
  --good:#D4EE5C; --good-soft:rgba(212,238,92,.14); --warn:#FFB872; --warn-soft:rgba(255,184,114,.14);
  --bad:#FF8F85; --bad-soft:rgba(255,143,133,.15);
  --focus:#E6F98A;
  --shadow:0 0 0 1px rgba(241,241,238,.06), 0 16px 32px -20px rgba(0,0,0,.6);
  --shadow-lift:0 0 0 1px rgba(241,241,238,.08), 0 8px 20px -10px rgba(0,0,0,.6);
  --chev:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='12' height='8' viewBox='0 0 12 8'%3E%3Cpath d='M1 1.5l5 5 5-5' fill='none' stroke='%23A6A69E' stroke-width='1.6' stroke-linecap='round' stroke-linejoin='round'/%3E%3C/svg%3E");
}}

*{box-sizing:border-box}
html{-webkit-text-size-adjust:100%}
body{margin:0;background:var(--bg);color:var(--text);font:15px/1.5 var(--font);-webkit-font-smoothing:antialiased;font-feature-settings:"tnum" 1,"cv11" 1}
button,input,select{font:inherit;color:inherit}
button{cursor:pointer;border:0;background:none;padding:0}
h2{font-family:var(--display);font-size:20px;font-weight:500;letter-spacing:-.01em;line-height:1.2;margin:0}
.muted{color:var(--muted)} .small{font-size:12.5px}
.sr-only{position:absolute;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;clip:rect(0 0 0 0);white-space:nowrap;border:0}
::selection{background:var(--lime);color:var(--ink)}

/* Fokus: schwarze Kontur mit Limetten-Halo (dunkel: Limette) */
:focus-visible{outline:2px solid var(--focus);outline-offset:0;box-shadow:0 0 0 5px rgba(230,249,138,.9)}
.title-in:focus-visible,.name-in:focus-visible{box-shadow:0 0 0 2px var(--focus),0 0 0 6px rgba(230,249,138,.7)}
@media (prefers-color-scheme:dark){:focus-visible{box-shadow:0 0 0 5px rgba(230,249,138,.22)}}

/* ── Layout ─────────────────────────────────────────────── */
.app{display:grid;grid-template-columns:288px minmax(0,1fr);min-height:100vh}
.side{position:sticky;top:0;height:100vh;overflow:auto;background:var(--side);padding:22px 14px 18px 18px;display:flex;flex-direction:column;gap:8px}
.side-h{display:flex;align-items:center;justify-content:space-between;padding:4px 4px 14px 8px}
.side-h span{font-family:var(--display);font-size:28px;font-weight:400;letter-spacing:-.02em;color:var(--text)}
#scn-list{display:flex;flex-direction:column;gap:4px;margin-bottom:8px}
.scn{position:relative;display:block;width:100%;text-align:left;padding:12px 14px;border-radius:var(--r-in);cursor:pointer;transition:background-color .18s var(--ease),box-shadow .18s var(--ease)}
.scn:hover{background:var(--field-2)}
.scn.active{background:var(--card);box-shadow:var(--shadow-lift)}
.scn b{display:block;font-family:var(--display);font-weight:500;font-size:16.5px;letter-spacing:-.01em;padding-right:64px;overflow:hidden;text-overflow:ellipsis;white-space:nowrap}
.scn.active b{color:var(--text)}
.scn.active b::after{content:"";display:inline-block;width:7px;height:7px;border-radius:1px;background:var(--lime-deep);margin-left:8px;vertical-align:.18em}
.scn small{display:block;color:var(--muted);font-size:12.5px;margin-top:3px;line-height:1.4}
.scn-acts{position:absolute;right:8px;top:9px;display:flex;gap:2px}
.scn-acts .icon{width:28px;height:28px;border-color:transparent;font-size:14px}
.icon{width:34px;height:34px;border-radius:var(--r-sm);display:inline-grid;place-items:center;color:var(--muted);font-size:15px;flex:none;border:1px solid var(--line-2);transition:background-color .15s,color .15s,border-color .15s}
.icon:hover{background:var(--field-2);color:var(--text);border-color:transparent}
.side-foot{margin-top:auto;padding:12px 8px 0;font-size:12.5px;color:var(--faint);line-height:1.45}
.scrim{display:none}

.top{position:sticky;top:0;z-index:5;display:flex;align-items:center;gap:12px;padding:14px 28px;padding-top:max(14px,env(safe-area-inset-top));
  background:color-mix(in srgb,var(--bg) 82%,transparent);backdrop-filter:saturate(160%) blur(18px);-webkit-backdrop-filter:saturate(160%) blur(18px)}
.menu{display:none}
.title-in{flex:1;min-width:0;background:none;border:0;font-family:var(--display);font-size:30px;font-weight:400;letter-spacing:-.025em;padding:4px 10px;border-radius:var(--r-sm);margin-left:-10px;outline:0;transition:background-color .15s}
.title-in:hover,.title-in:focus{background:var(--card)}
.pill{flex:none;font-weight:600;font-size:14px;padding:8px 14px;border-radius:var(--r-sm);background:var(--field-2);color:var(--text);white-space:nowrap;line-height:1.2}
.pill.good{background:var(--lime);color:var(--ink)} .pill.warn{background:var(--warn-soft);color:var(--warn)} .pill.bad{background:var(--bad-soft);color:var(--bad)}
.btn{flex:none;padding:9px 18px;border-radius:var(--r-sm);background:var(--accent);color:var(--on-accent);font-weight:600;font-size:14px;line-height:1.2;transition:transform .15s var(--ease),background-color .15s,filter .15s}
.btn:hover{filter:brightness(1.25)}
.btn:active{transform:scale(.97)}
.btn.block{display:block;width:100%;border-radius:var(--r-sm);padding:12px;color:var(--text);background:var(--field);font-weight:500;filter:none}
.btn.block:hover{background:var(--field-2)}
.side .btn.block{background:var(--card);box-shadow:inset 0 0 0 1px var(--line)}
.side .btn.block:hover{background:var(--field-2);box-shadow:none}
.wrap{max-width:1240px;margin:0 auto;padding:6px 28px 72px;display:flex;flex-direction:column;gap:18px}
.grid{display:grid;grid-template-columns:minmax(0,1fr) minmax(0,1fr);gap:18px;align-items:start}
.col{display:flex;flex-direction:column;gap:18px;min-width:0}
.card{background:var(--card);border-radius:var(--r);padding:24px;box-shadow:var(--shadow);min-width:0}
.card-h{display:flex;align-items:baseline;justify-content:space-between;gap:12px;margin-bottom:16px}
section[hidden]{display:none}

/* ── Segmented ──────────────────────────────────────────── */
.seg{display:inline-flex;background:var(--field-2);border-radius:var(--r-sm);padding:3px;gap:2px;max-width:100%;overflow-x:auto;scrollbar-width:none}
.seg::-webkit-scrollbar{display:none}
.seg button{padding:8px 16px;border-radius:2px;font-size:14px;font-weight:500;color:var(--muted);white-space:nowrap;transition:background-color .2s var(--ease),color .2s}
.seg button:hover{color:var(--text)}
.seg button.on{background:var(--accent);color:var(--on-accent)}
#views{background:var(--card);box-shadow:var(--shadow)}

/* ── Ergebnis: die eine dunkle Fläche ───────────────────── */
#v-fin > .col > .card:first-child{
  background:var(--ink);color:#F1F1EE;padding:28px;
  --text:#F1F1EE; --muted:rgba(241,241,238,.66); --faint:rgba(241,241,238,.58);
  --field:rgba(241,241,238,.08); --field-2:rgba(241,241,238,.1); --line:rgba(241,241,238,.12);
  --good:#E6F98A; --good-soft:rgba(230,249,138,.13); --warn:#FFC48A; --warn-soft:rgba(255,196,138,.13);
  --bad:#FF9C92; --bad-soft:rgba(255,156,146,.14); --focus:#E6F98A;
}
@media (prefers-color-scheme:dark){#v-fin > .col > .card:first-child{background:#1E1E1B;box-shadow:0 0 0 1px rgba(230,249,138,.14),0 20px 40px -24px rgba(0,0,0,.8)}}
#solve-seg button.on{background:var(--lime);color:var(--ink)}
.hero{display:grid;grid-template-columns:minmax(0,1.15fr) minmax(0,1fr);gap:28px;align-items:center}
.eyebrow{font-size:12px;font-weight:600;text-transform:uppercase;letter-spacing:.08em;color:var(--faint);margin-bottom:10px}
.big{font-family:var(--display);font-size:clamp(48px,7.4vw,88px);font-weight:300;letter-spacing:-.045em;line-height:1;margin:26px 0 8px;color:var(--good)}
.big.good{color:var(--good)} .big.warn{color:var(--warn)} .big.bad{color:var(--bad)}
.big-sub{color:var(--muted);font-size:15px}
.msg{margin-top:16px;padding:12px 14px;border-radius:var(--r-in);font-size:14px;line-height:1.5;background:var(--field)}
.msg.good{background:var(--good-soft);color:var(--good)} .msg.warn{background:var(--warn-soft);color:var(--warn)} .msg.bad{background:var(--bad-soft);color:var(--bad)}
.kpis{display:grid;grid-template-columns:1fr 1fr;gap:10px}
.kpi{background:var(--field);border-radius:var(--r-in);padding:16px 18px;min-width:0}
.kpi span{display:block;font-size:12.5px;color:var(--muted)}
.kpi b{display:block;font-family:var(--display);font-size:23px;font-weight:400;letter-spacing:-.02em;margin-top:6px;white-space:nowrap;overflow:hidden;text-overflow:ellipsis}

/* ── Eingaben ───────────────────────────────────────────── */
.ctl{padding:12px 0;border-top:1px solid var(--line)}
.ctl:first-child{border-top:0;padding-top:0}
.ctl-h{display:flex;align-items:center;justify-content:space-between;gap:12px}
.ctl label,.lbl{font-size:14.5px;color:var(--text)}
.lbl small{display:block;color:var(--muted);font-size:12px}
.fld{display:inline-flex;align-items:center;background:var(--field);border-radius:var(--r-fld);padding:0 12px;height:38px;flex:none;border:1.5px solid transparent;transition:border-color .15s,box-shadow .15s}
.fld:focus-within{border-color:var(--focus);box-shadow:0 0 0 4px rgba(230,249,138,.85)}
@media (prefers-color-scheme:dark){.fld:focus-within{box-shadow:0 0 0 4px rgba(230,249,138,.18)}}
.fld input{width:92px;border:0;background:none;text-align:right;outline:0;font-size:16px;font-weight:600;padding:0;-moz-appearance:textfield;box-shadow:none}
.fld input::-webkit-outer-spin-button,.fld input::-webkit-inner-spin-button{-webkit-appearance:none;margin:0}
.fld.sm input{width:56px}
.fld span{margin-left:6px;color:var(--muted);font-size:13.5px}
.fld.out{background:var(--lime);color:var(--ink);font-weight:700;font-size:16px;padding:0 14px}
.fld.calc{background:none;border:1.5px dashed var(--line-2);font-weight:600;font-size:16px}
.tag{font-size:10.5px;font-weight:700;text-transform:uppercase;letter-spacing:.06em;padding:3px 7px;border-radius:2px;background:var(--accent);color:var(--on-accent);margin-left:8px;white-space:nowrap;vertical-align:.12em}
.tag.gray{background:var(--field);color:var(--muted)}

input[type=range]{-webkit-appearance:none;appearance:none;width:100%;margin:12px 0 2px;height:24px;background:transparent;accent-color:var(--accent);cursor:pointer}
input[type=range]:focus-visible{outline:0;box-shadow:none}
input[type=range]::-webkit-slider-runnable-track{height:4px;border-radius:1px;background:var(--line-2)}
input[type=range]::-moz-range-track{height:4px;border-radius:1px;background:var(--line-2)}
input[type=range]::-webkit-slider-thumb{-webkit-appearance:none;width:20px;height:20px;margin-top:-8px;border-radius:2px;background:var(--accent);border:3px solid var(--card);box-shadow:0 1px 4px rgba(17,17,17,.3);transition:transform .15s var(--ease),box-shadow .15s}
input[type=range]::-moz-range-thumb{width:14px;height:14px;border-radius:2px;background:var(--accent);border:3px solid var(--card);box-shadow:0 1px 4px rgba(17,17,17,.3)}
input[type=range]:hover::-webkit-slider-thumb{transform:scale(1.12)}
input[type=range]:focus-visible::-webkit-slider-thumb{box-shadow:0 0 0 2px var(--focus),0 0 0 7px rgba(230,249,138,.9)}
input[type=range]:focus-visible::-moz-range-thumb{box-shadow:0 0 0 2px var(--focus),0 0 0 7px rgba(230,249,138,.9)}

.abs{color:var(--muted);font-size:13px;min-width:84px;text-align:right}
.row{display:flex;align-items:center;justify-content:space-between;gap:12px;padding:9px 0;border-top:1px solid var(--line)}
.row:first-child{border-top:0}
.stepper{display:inline-flex;align-items:center;background:var(--field);border-radius:var(--r-fld);height:38px;padding:0 3px}
.stepper button{width:32px;height:32px;border-radius:2px;font-size:19px;color:var(--text);display:grid;place-items:center;transition:background-color .15s}
.stepper button:hover{background:var(--card);box-shadow:var(--shadow-lift)}
.stepper b{min-width:34px;text-align:center;font-size:16px;font-weight:600}
.sub-h{font-size:11.5px;font-weight:600;text-transform:uppercase;letter-spacing:.08em;color:var(--faint);margin:20px 0 6px}
details.card>summary{list-style:none;cursor:pointer;display:flex;align-items:baseline;justify-content:space-between;gap:12px;border-radius:2px}
details.card>summary::-webkit-details-marker{display:none}
details.card>summary h2::before{content:"›";display:inline-block;width:14px;margin-right:8px;color:var(--faint);transition:transform .2s var(--ease)}
details.card[open]>summary h2::before{transform:rotate(90deg)}
details.card[open]>summary{margin-bottom:12px}

/* ── Kredite ────────────────────────────────────────────── */
.tr{background:var(--field);border-radius:var(--r-in);padding:14px 16px;margin-bottom:10px}
.tr .fld{background:var(--card)} .tr .fld.out{background:var(--lime)} .tr .fld.calc{background:none}
.tr-h{display:flex;align-items:center;gap:6px;margin-bottom:8px}
.name-in{flex:1;min-width:0;border:0;background:none;font-family:var(--display);font-weight:500;font-size:18px;letter-spacing:-.01em;padding:4px 8px;margin-left:-8px;border-radius:2px;outline:0}
.name-in:hover,.name-in:focus{background:var(--card)}
.link{color:var(--text);font-size:13px;font-weight:600;white-space:nowrap;text-decoration:underline;text-decoration-color:var(--line-2);text-underline-offset:3px;border-radius:2px}
.link:hover{text-decoration-color:currentColor}
.tr-out{display:flex;justify-content:space-between;flex-wrap:wrap;gap:4px 12px;font-size:13px;color:var(--muted);border-top:1px solid var(--line);padding-top:10px;margin-top:4px}
.tr-out b{color:var(--text);font-weight:600}

/* ── Ausgaben ───────────────────────────────────────────── */
.list .row b{font-weight:600;white-space:nowrap}
.list .row.total{border-top:1.5px solid var(--text);font-weight:700;padding-top:12px}
.bar{height:6px;border-radius:1px;background:var(--accent);opacity:.82;margin-top:6px}
.phase{display:flex;justify-content:space-between;align-items:center;gap:14px;padding:12px 0;border-top:1px solid var(--line)}
.phase:first-child{border-top:0;padding-top:0}
.phase b{font-family:var(--display);font-size:22px;font-weight:400;letter-spacing:-.02em;white-space:nowrap}
#chart{position:relative}
#chart svg{display:block;width:100%;overflow:visible;font-family:var(--font)}
.tip{position:absolute;pointer-events:none;background:var(--text);color:var(--bg);font-size:12.5px;font-weight:600;padding:6px 10px;border-radius:2px;white-space:nowrap;transform:translate(-50%,-135%);opacity:0;transition:opacity .1s}

/* ── Verteilung ─────────────────────────────────────────── */
.person{display:grid;grid-template-columns:minmax(0,1fr) 116px minmax(130px,auto) 34px;gap:8px 10px;align-items:start;padding:14px 0;border-top:1px solid var(--line)}
.person:first-of-type{border-top:0;padding-top:0}
.sel,.txt{height:38px;border-radius:var(--r-fld);border:1.5px solid transparent;background:var(--field);padding:0 12px;font-size:16px;width:100%;min-width:0;outline:0;transition:border-color .15s,box-shadow .15s}
.sel{-webkit-appearance:none;appearance:none;background-image:var(--chev);background-repeat:no-repeat;background-position:right 12px center;padding-right:32px;cursor:pointer;text-overflow:ellipsis}
.sel:focus,.txt:focus{border-color:var(--focus);box-shadow:0 0 0 4px rgba(230,249,138,.85)}
@media (prefers-color-scheme:dark){.sel:focus,.txt:focus{box-shadow:0 0 0 4px rgba(230,249,138,.18)}}
.txt{font-weight:600}
.loc{display:flex;gap:6px;flex-wrap:wrap;grid-column:1/3;grid-row:2}
.person .rent{grid-column:3;grid-row:1/3}
.person .del{grid-column:4;grid-row:1}
#v-det .grid{grid-template-columns:minmax(0,1.25fr) minmax(0,1fr)}
.loc .sel{flex:1 1 110px}
.rent{text-align:right}
.rent b{font-family:var(--display);font-size:22px;font-weight:400;letter-spacing:-.02em}
.rent small{display:block;color:var(--muted);font-size:12px}
.rent details{font-size:12.5px;color:var(--muted);margin-top:4px}
.rent summary{cursor:pointer;color:var(--text);font-weight:500;list-style:none;text-decoration:underline;text-decoration-color:var(--line-2);text-underline-offset:3px;border-radius:2px}
.rent summary:hover{text-decoration-color:currentColor}
.rent summary::-webkit-details-marker{display:none}
.rent details[open] summary{margin-bottom:4px}
.rent details div{display:flex;justify-content:space-between;gap:12px;text-align:left;padding:2px 0}
.sumrow{display:flex;justify-content:space-between;align-items:center;flex-wrap:wrap;gap:6px 12px;padding:14px 0 4px;border-top:1.5px solid var(--text);font-weight:700}
.floor{background:var(--field);border-radius:var(--r-in);padding:14px 16px;margin-bottom:10px}
.floor .fld,.floor .txt{background:var(--card)}
.room{display:flex;align-items:center;gap:8px;margin-top:6px}
.room .txt{font-weight:500}
.floor-info{font-size:13px;color:var(--muted);margin-top:10px;border-top:1px solid var(--line);padding-top:10px}
.floor-info .w{color:var(--bad);font-weight:600}
.switch{display:flex;gap:12px;align-items:flex-start;margin-bottom:16px;cursor:pointer}
.switch input{-webkit-appearance:none;appearance:none;width:40px;height:24px;border-radius:var(--r-sm);margin:0;flex:none;cursor:pointer;
  background:linear-gradient(#fff,#fff) 4px center/16px 16px no-repeat,var(--line-2);transition:background-position .2s var(--ease),background-color .2s}
.switch input:checked{background:linear-gradient(var(--card),var(--card)) 20px center/16px 16px no-repeat,var(--accent)}
.toast{position:fixed;left:50%;bottom:28px;transform:translate(-50%,8px);background:var(--accent);color:var(--on-accent);padding:11px 18px;border-radius:var(--r-sm);font-weight:600;font-size:14px;opacity:0;pointer-events:none;transition:opacity .2s,transform .25s var(--ease);z-index:50;box-shadow:0 10px 30px -10px rgba(0,0,0,.4)}
.toast.on{opacity:1;transform:translate(-50%,0)}

/* ── Handy ──────────────────────────────────────────────── */
@media (max-width:900px){
  .app{grid-template-columns:minmax(0,1fr)}
  .side{position:fixed;left:0;top:0;width:min(86vw,330px);z-index:30;transform:translateX(-104%);transition:transform .3s var(--ease);
    background:var(--bg);border-radius:0;box-shadow:0 0 50px rgba(0,0,0,.22);padding-top:max(22px,env(safe-area-inset-top))}
  .side.open{transform:none}
  .side.open+.scrim{display:block;position:fixed;inset:0;background:rgba(17,17,17,.38);z-index:20}
  .menu{display:inline-grid}
  .top{padding-left:12px;padding-right:12px;gap:8px}
  .title-in{font-size:21px;margin-left:0;padding:4px 8px}
  .pill{font-size:13px;padding:7px 11px}
  .wrap{padding:4px 12px 60px;gap:12px}
  .grid,.hero,#v-det .grid{grid-template-columns:minmax(0,1fr);gap:12px}
  .col{gap:12px}
  #solve-seg button{padding:7px 11px;font-size:13px}
  .card{padding:18px}
  #v-fin > .col > .card:first-child{padding:20px}
  .big{margin-top:20px}
  .kpi{padding:13px 14px}
  .kpi b{font-size:19px}
  .person{grid-template-columns:minmax(0,1fr) 104px 34px}
  .person .loc{grid-column:1/-1;grid-row:2}
  .person .rent{grid-column:1/-1;grid-row:3;text-align:left;display:flex;flex-wrap:wrap;align-items:baseline;gap:4px 10px}
  .person .rent details{flex-basis:100%}
  .person .del{grid-column:3;grid-row:1}
  #btn-share{display:none}
}

@media (prefers-reduced-motion:reduce){
  *,*::before,*::after{transition-duration:.01ms !important;animation-duration:.01ms !important}
}